Hi—I'm Ryan Greiser. I help millennials plan and invest to secure their financial freedom.
[An open letter on my story]
I used to be that guy — grinding 70-hour weeks for a corporation, missing my son's bedtime stories, and following the same wealth-building playbook that worked for my dad's generation.
But something felt off.
While my colleagues chased high-net-worth retirees, I watched talented millennials get brushed aside by an industry stuck in the past.
These weren't trust fund kids. They were engineers, entrepreneurs, and soon to-be executives building serious wealth — but struggling to find guidance that actually fit their lives.
Here's the crazy part: Wall Street kept telling them to wait their turn. To follow the 40-year plan. To play by rules designed for a different era.
I knew there had to be a better way.
That's when I discovered the XY Planning Network — a small group of advisors challenging the status quo. They showed me what modern financial planning could look like when you ditch the outdated scripts.
So I made the scariest decision of my career in 2019: I left my cushy corporate job to build something different with my partner, Fran.
Opulus was born.
My boss and managers said I was crazy. "This is the dumbest idea I've ever heard. You won't make any money doing this," they warned.
They were wrong.
Within months, ambitious professionals started reaching out.
They were tired of generic advice and ready for a system built around their goals — like slashing taxes, boosting their income, and fast-tracking financial freedom.
Today, the numbers and recognition tell part of our story:
- We guide 135 ambitious families across 23 states who are building wealth on their terms
- Named to Investopedia's Top 100 Financial Advisors (2023) and their prestigious Financial Advisor Council (2024)
- Recognized as one of the Best Wealth Managers Under 40 in the USA by InvestmentNews
But the real validation?
It's seeing clients finally get the guidance they deserve — and watching them build wealth with confidence instead of confusion.
Morgan Housel says the highest form of wealth is the freedom to choose how you spend your time. That's what drives me now — helping others build that freedom years or decades earlier than they thought possible.
The traditional financial system isn't broken — it just wasn't built for you. My mission is to change that, one family at a time.
Whenever you're ready to build wealth on your terms — reach out.Â
Let's talk about what's possible when you have the right system and support in your corner.
The Four Areas That Actually Move The Needle
No fluff. No theory. Just proven systems to build serious wealth while living well.
01 — Reduce Your Tax Bill
Because the ultra-wealthy aren't smarter—they just know the rules better.
The tax code is 70,000+ pages long for a reason. But you don't need a law degree to keep more of what you earn.Â
We'll show you the exact strategies I use to legally reduce tax bills by five or six figures. No sketchy stuff—just smart moves that the IRS already approved.
02 — Boost Your Income
Three proven paths to serious income growth. No burnout required.
First, we'll show you how to consistently negotiate compensation packages that reflect your true value—because most people leave thousands on the table here.
Then, we'll explore building a business or side hustle that leverages your existing expertise.
And for those ready for more, we'll dive into additional income streams that work while you sleep. No more trading time for money.
03 — Build Real Wealth
Three battle-tested paths to building wealth that lasts generations.
Here's the truth: real wealth comes from owning assets that appreciate while you sleep.
We'll show you how to build wealth through smart investment portfolios, scaling businesses that generate real cash flow, and strategic real estate investments.
No day trading or chasing the next hot stock—just proven systems for building lasting wealth.
04 — Live Life On Your Terms
Because what's the point of wealth if you're too busy to enjoy it?
You don't have to choose between building wealth and living well.
We'll help you create systems that give you back your time, so you can focus on what matters most.
No more sacrificing today for some distant tomorrow. This is about building a life you love—right now.